Kids get a lesson in managing their money in the paper-over-board The Kids' Guide to Money Cent$ by Keltie Thomas, illus. by Steve MacEachern. Readers follow three students with different spending and saving habits. As they prepare a report for school, the trio (and readers) learns about managing cash flow, getting a job, banking and credit cards, as well as scams. Quizzes (e.g., ""What's Your Money Personality?""), sidebars, tips (called ""2 Worth""), and historical trivia help to demonstrate the points.