Living Rich for Less

In this regrettably brief audiobook, Kay, “America's Family Financial Expert,” shares tips on giving, saving and spending money wisely, with advice that is accessible to novices and delivered in her cheerful Texas twang. Kay is to be applauded for starting with the principle of tithing, or giving 10% of one's income to charity, as a strong foundation for financial well-being. However, the book feels shallow in many areas. Kay dispenses with 401(k) plans in three minutes, gives short shrift to the various ways of saving for college and says virtually nothing about other investments. Many of her ideas, such as a debt payment plan that calls for paying off the smallest balances first regardless of interest rate, have been better explained by Mary Hunt and Dave Ramsey. The abridgment feels choppy, often with just one or two sentences after each subheading, and Kay's attempts at teen-speak can be annoying (“Dis the 'tude!”). A better value is the audio version of Jane Bryant Quinn's much more complete Smart and Simple Financial Strategies for Busy People . A WaterBrook Press hardcover. (Dec.)